Banking & Recovery: Bank of Guam rolled out a three-month customer relief for eligible loan holders after Super Typhoon Bavi, including automatic forbearance for Rota consumer loans and options for Guam, Saipan and Tinian borrowers; the bank also reopened its Saipan and Tinian branches on limited hours and brought the Rota branch back with deposits/withdrawals/payments plus a temporary daily ATM schedule. Power & Utilities: Commonwealth Utilities Corp. kept publishing restoration schedules and counts—Saipan crews are working feeder laterals while nearly 4,000 customers were still offline; on Tinian, power returned to 898 customers with outages mainly in Suicide Cliff and customer-side issues; on Rota, water is fully restored while power damage assessments continue. Retiree Payments: Saipan Mayor Ramon Camacho and the CNMI Department of Finance warned that the July 31 25% retiree payment may be suspended without House Bill 24-84 action, urging lawmakers to move quickly and directing retirees to GHLI/NMIRF for insurance and loan payments if benefits pause. Corporate Deal: First Hawaiian agreed to buy TriCo Bancshares for $2B in stock, expanding its mainland footprint without expected branch closings. Weather Watch: A monsoon-linked disturbance (Invest 97W) is being monitored as it may strengthen regionally but is not expected to directly hit populated islands; businesses are preparing for rough seas and gusty conditions. Business Community: Saipan Chamber of Commerce set its 17th Annual Scholarship Golf Tournament for July 25, with early registration ending July 13.